NJ Saltwater Fisherman Forums

NJ Saltwater Fisherman => News and Information => Topic started by: Takes Prizoners on April 02, 2017, 04:18:50 PM

Title: Insurance Rates
Post by: Takes Prizoners on April 02, 2017, 04:18:50 PM
Was wondering what the going rates on insurance are these days. I'm looking at a 21' center console with a 150hp motor. I want to keep it in a rack or maybe even a slip so I don't have to trailer it every time I want to use it and so I can just fly down on days I want to go out after work.
Title: Re: Insurance Rates
Post by: Reckless on April 02, 2017, 06:00:31 PM
Same type boat around 230.
Title: Re: Insurance Rates
Post by: Takes Prizoners on April 02, 2017, 06:21:00 PM
Same type boat around 230.

Per month?
Title: Re: Insurance Rates
Post by: Hotrod on April 02, 2017, 09:33:46 PM
I'm at about $700 a year from Boat US.  Flat $50,000 for lose of boat and also all my gear and tackle is covered.. in case I get mad that I lost a big tuna and my $800 rod hits the deck and bounces overboard : )
Title: Re: Insurance Rates
Post by: fluke - u on April 02, 2017, 10:32:35 PM
 whs ... My insurance is the same as Rod's 
Title: Re: Insurance Rates
Post by: Still Running on April 03, 2017, 09:03:31 AM
I had Boat US and they are now Geico.

I called this place for my boat, RV, and the RV toter truck and they saved me a lot of money and included the boat towing.

https://www.fcisinsurance.com/insurance-types/

Title: Re: Insurance Rates
Post by: Takes Prizoners on April 03, 2017, 03:03:44 PM
nice, thanks for the info guys
Title: Re: Insurance Rates
Post by: IrishAyes on April 03, 2017, 06:00:02 PM
I had Boat US and they are now Geico.

I called this place for my boat, RV, and the RV toter truck and they saved me a lot of money and included the boat towing.

https://www.fcisinsurance.com/insurance-types/



Rick, did they tell you what they cover? Oil/fuel spill? Grounding, Tow distance, etc.
Title: Re: Insurance Rates
Post by: Still Running on April 04, 2017, 08:43:23 AM
I am covered for 75 miles off shore. Thinking I won't go much further then that with the pontoon boat.  hhppy

I don't remember all the numbers Joe but just as good as BoatUS.

Oil spills, towing and soft groundings. They will even cover agreed value and fishing tackle.

This company saved me about $800 between my boat and RV. The includes the boat US membership for the towing.
Title: Re: Insurance Rates
Post by: IrishAyes on April 04, 2017, 05:09:31 PM
 t^
Title: Re: Insurance Rates
Post by: Reckless on April 04, 2017, 06:03:08 PM
Same type boat around 230.

Per month?
For the year.