Author Topic: Boaters insurance?  (Read 4134 times)

Offline Fightin Irish

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Boaters insurance?
« on: October 15, 2012, 11:21:27 AM »
Was looking into getting a new company  was wondering who uses who? I would need coverage for 40,000 to 50,000. I have State Farms now 75,000 coverage and pay around 1,000. A year
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Offline fellinger

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Re: Boaters insurance?
« Reply #1 on: October 15, 2012, 11:23:55 AM »
I use Foremost.


Fred, fishing the "Kristy Marie" from Manasquan River Club. Channels 16/67/68.


Offline Fishin Dude

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Re: Boaters insurance?
« Reply #2 on: October 15, 2012, 11:29:25 AM »
I'm in good hands with Allstate. With that being said, I have been looking at Boat U.S. which I have my on-water towing contract with, you might want to check them out while shopping around.
I've spent most of my life fishing, the rest I've just wasted     <'((((><

Offline fellinger

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Re: Boaters insurance?
« Reply #3 on: October 15, 2012, 11:32:28 AM »
I'm in good hands with Allstate. With that being said, I have been looking at Boat U.S. which I have my on-water towing contract with, you might want to check them out while shopping around.

I found Boat US to be expensive.


Fred, fishing the "Kristy Marie" from Manasquan River Club. Channels 16/67/68.


Offline IKAT

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Re: Boaters insurance?
« Reply #4 on: October 15, 2012, 11:34:19 AM »
BOAT US  AND discount on towing--get the premium towing package  10.00 more but dock to dock service

1200.00 a year for 178,000.00 coverage w'premium towing.

Offline Mbailey33

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Re: Boaters insurance?
« Reply #5 on: October 15, 2012, 11:47:20 AM »
Got this from another member, and got a quote for my boat that seemed reasonable.

I work in insurance (Property) and read over the policy, seems like a fairly good policy......although i own a dinghy (insd for 10k) compared to a 50K boat......good luck  t^

http://www.boatus.com/Insurance/
« Last Edit: October 15, 2012, 11:47:52 AM by Mbailey33 »
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Offline fellinger

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Re: Boaters insurance?
« Reply #6 on: October 15, 2012, 12:03:39 PM »
BOAT US  AND discount on towing--get the premium towing package  10.00 more but dock to dock service

1200.00 a year for 178,000.00 coverage w'premium towing.

Maybe Dennis got a better deal because he's not as "young"???


Fred, fishing the "Kristy Marie" from Manasquan River Club. Channels 16/67/68.


Offline IKAT

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Re: Boaters insurance?
« Reply #7 on: October 15, 2012, 12:04:53 PM »
BOAT US  AND discount on towing--get the premium towing package  10.00 more but dock to dock service

1200.00 a year for 178,000.00 coverage w'premium towing.



they charged me MORE--They said I had the FUNK   rofla

Maybe Dennis got a better deal because he's not as "young"???





Fred Also if you pay the first 3 months in advance there is another discount--you didn't here that from this youngin   t^
« Last Edit: October 15, 2012, 12:07:13 PM by IKAT »

Offline BigAl13

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Re: Boaters insurance?
« Reply #8 on: October 15, 2012, 12:17:20 PM »
I use geico because i have all my other through them I pay $187 per year for $20,000
Its better to sit in a boat and think about God, than to sit in a church and think about fishing.


Offline Fishin Dude

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Re: Boaters insurance?
« Reply #9 on: October 15, 2012, 12:25:06 PM »
I'm in good hands with Allstate. With that being said, I have been looking at Boat U.S. which I have my on-water towing contract with, you might want to check them out while shopping around.

Compare your coverage to what they offer and see if it is worth the price differance, it might not be for you. I'm a firm beleiver in quality coverage.

I found Boat US to be expensive.
I've spent most of my life fishing, the rest I've just wasted     <'((((><

Offline The Broken One

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Re: Boaters insurance?
« Reply #10 on: October 15, 2012, 01:04:02 PM »
http://www.mm-insure.com/

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Offline IrishAyes

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Re: Boaters insurance?
« Reply #11 on: October 15, 2012, 01:19:54 PM »
Make sure you check what they cover. Some of the cheaper priced insurance policies do not cover spillage. If you have a major (or minor for that matter) oil/gasoline spill, make sure your policy will cover it or it can be very expensive out of pocket.
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Offline Maritime Matt

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Re: Boaters insurance?
« Reply #12 on: October 18, 2012, 11:13:22 PM »
Make sure you check what they cover. Some of the cheaper priced insurance policies do not cover spillage. If you have a major (or minor for that matter) oil/gasoline spill, make sure your policy will cover it or it can be very expensive out of pocket.
whs Capt. Joe is absolutely right. They will hang you out to dry if no coverage for any kind of spill.

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Offline Fightin Irish

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Re: Boaters insurance?
« Reply #13 on: October 21, 2012, 12:06:19 PM »
What are you guys paying for 35,000 worth of coverage?
Tight Lines and Screaming reels

Offline bigfishtails

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Re: Boaters insurance?
« Reply #14 on: October 25, 2012, 11:02:25 AM »
Just got a new boat and found Geico to be the best policy. $200 for the year


Offline fellinger

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Re: Boaters insurance?
« Reply #15 on: October 25, 2012, 12:48:01 PM »
Just got a new boat and found Geico to be the best policy. $200 for the year

No matter what you currently have I hope they all cover hurricane damage if you're in the water for this upcoming storm.


Fred, fishing the "Kristy Marie" from Manasquan River Club. Channels 16/67/68.

Offline IKAT

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Re: Boaters insurance?
« Reply #16 on: October 25, 2012, 12:52:57 PM »
Just got a new boat and found Geico to be the best policy. $200 for the year

No matter what you currently have I hope they all cover hurricane damage if you're in the water for this upcoming storm.



Fred Good point--Some companies cover for emergency Pull Outs too. And some won't cover if the boat is left in.  t^

 

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