NJ Saltwater Fisherman Forums

Boating => Boating General Discussions => Topic started by: Reckless on March 25, 2008, 06:02:33 AM

Title: Boat insurance
Post by: Reckless on March 25, 2008, 06:02:33 AM

  Which company do you deal with for boat insurance? Do yous have a preferance or doesnt it matter? Anyone look into discounts for members?

Thanks

Title: Re: Boat insurance
Post by: Luna Sea 5 on March 25, 2008, 07:16:35 AM

Boat US

Title: Re: Boat insurance
Post by: Wreckfish on March 25, 2008, 07:25:00 AM

I use Boat US also. 

Title: Re: Boat insurance
Post by: eagleyankfan on March 25, 2008, 10:15:09 AM

Bay Agency

Title: Re: Boat insurance
Post by: mboy on March 25, 2008, 12:28:49 PM

Charter lakes

Title: Re: Boat insurance
Post by: Fishin Dude on March 26, 2008, 08:00:24 PM

Allstate. I've got a great policy and get the multiple policy discount. <'((((><

Title: Re: Boat insurance
Post by: mboy on March 26, 2008, 08:39:28 PM

Be careful of allstate. They DO NOT cover overheating (say if you get a bag wrapped around your prop).  They have a decent list of inclusions as well.

My pops had them for YEARS, then switched when they did not cover him.

I have Inamar via Charter Lakes. Almost no exclusions on the list, higher coverage and was a good deal cheaper then Allstate quoted me.

Go with a dedicated marine insurance company.

I believe Inamar was the 1st and oldest marine only insurance company.

Title: Re: Boat insurance
Post by: The Broken One on March 26, 2008, 08:48:03 PM

Frank Bradford... BRADFORD INSURANCE CO....
advertised in the fisherman mag and others been around for many years and covers a lot of charter guys as well.....

AGREED AMOUNTS on the boat and trailer.... Low Low deductibles.....

$500,000 Boating Liability
$500,000 Uninsured Boaters Liability
$800,000 Pollution Liability
Plus much more....$388.00

Title: Re: Boat insurance
Post by: mboy on March 26, 2008, 09:33:56 PM

Who underwrites the policy?

Pretty good price.

Title: Re: Boat insurance
Post by: TurboDan on March 26, 2008, 10:20:12 PM

State Farm.  Just about $200 for the whole year, not bad.