Andy Remember the insurance company's are there to make money. For anyone to anticipated their needs is not easy, when one is trying to save money. On what, when and how much is needed. One can become insurance Poor, when is to much insurance or not enough insurance come into play. Even when you feel you have enough and are completely covered The legal wording in any policy will jump up and get you. Like was it wind was it water was it a thunder storm or a Nor'easter or a hurricane. was it a full moon. were you standing on one leg when it happened after sundown. I guess one can only learn form our and others mistakes and do not repeat them.
Review all insurance policy's with a trusted agent Home, Life ,Car, boat, what ever, Suggestion I have all my insurance under on company. Life. Home, Cars, That I have trusted for And they come up for review every year for renewal. I read for any changes or increases. and question them. I can speak with or have a agent come to the house to review or make any changes needed, There are so many things that can void the insurance you pay for thinking you have been covered for many years that you are never aware of.
Be active with insurance, its your money and protection be informed.
Just as Ignorance of the law is no excuse. The same apply's to your insurance. To bad this all brought about this issue but. hopefully we all can learn from it. Sorry for the long post. Bill
