How many just sign and never Read. Its a shame so many do just that. Some go years renewing the same policy.
I was almost Screwed when I bought my first House by a very Big PC of The Rock. It was not the company but a agent, That Tried. My Lawyer pointed out the problem to me before it went into effect.
Since then I read and have the Agent fully explain the policies. And add or subtract items as needed. And one important thing is Paying on Time. that to you can chose how and when even a grace period $$$ It never comes up till you need it. and to late to understand it. There will be many horror stories and many Lawyers making Money. (TIP). Their is a place to get help if you belong to a Union www.unionplus.com
from Lawyers to where to get help.And questions answered.