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Author Topic: Boat Insurance | United Marine  (Read 30623 times)

Offline IrishAyes

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Re: Boat Insurance | United Marine
« Reply #20 on: January 28, 2010, 07:50:32 PM »
Haha Jawz, funny you said that. I had State Farm the first year I bought my boat, back in 1994. Got to talking to people and it seems like they didn't really cover a whole lot. Checked with State Farm and the guys were right. I went to BoatUS and haven't been sorry yet.

Had to file a claim a couple years ago when I hit a submerged piece of lumber and wiped out the lower unit on my Yammie. BoatUS only wanted a pic of the damage. I got a check within one week.  t^
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Offline Still Running

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Re: Boat Insurance | United Marine
« Reply #21 on: January 28, 2010, 07:51:04 PM »
You can get it both ways. I think it was a depreciation or for paid value. You get what you paid for it. That’s the way I went, plus the towing.

I had the guy who does my home owners insurance do my boat. He told me I was fully covered anywhere in the world I went with the boat. Thank god I found out that I was not covered on tidal waters before I needed it.
 
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Offline Hotrod

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Re: Boat Insurance | United Marine
« Reply #22 on: January 28, 2010, 07:54:37 PM »
I actually just got off the phone with them.

I have an agreed Value Policy, for total lose.
If more than 70% of boat is damaged they would call it a total lose.  and I would be paid $50,000

My Motor is depreciation in years and are as follows
3-6 none
7 - 15%
8-  35%
9- 40%
10-14 45%
15- 85%
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Offline Still Running

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Re: Boat Insurance | United Marine
« Reply #23 on: January 28, 2010, 07:57:50 PM »
You know what the means Rod?

You have to but a new motor every six years.
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Fishing Sandy Hook and anywhere I can get on a boat.




My biggest fear is when I die my wife sells all of my fishing tackle for what she thinks I paid for it!
Www.HNCTruckParts.com

Offline IrishAyes

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Re: Boat Insurance | United Marine
« Reply #24 on: January 28, 2010, 08:00:36 PM »
Guys, check you policy for fuel/oil spills. Some do not cover that and if you had a spill it will cost a small fortune for the clean up.

Jawz, no one ever questioned your knowledge.  t^
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May the holes in your net be no larger than the fish in it.  ~Irish Blessing

Offline Hotrod

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Re: Boat Insurance | United Marine
« Reply #25 on: January 28, 2010, 08:01:29 PM »
Quote from: IrishAyes on January 28, 2010, 08:00:36 PM


Jawz, no one ever questioned your knowledge.  t^
whs t^
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Offline adienviro

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Re: Boat Insurance | United Marine
« Reply #26 on: January 30, 2011, 02:30:40 PM »
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